The fastest-growing business segment in the United States is retailers and service companies. Every day millions of these businesses provide a place for consumers to purchase retail goods or find services. And each one of these businesses has special needs when it comes to finding the right insurance program. That’s why our Retail/Service offers a package of coverages designed to meet the special insurance needs of the businesses listed below.
| Printer and copier stores |
| Hardware and home improvement stores |
| Food stores |
| Retail stores |
| Offices |
| Dry cleaners |
| Repair shops (other than auto) |
Retail/Service coverage details / Property coverages
| Building(s) * including: | ||
| All garages, storage buildings and completed additions to the business Permanently installed fixtures, machinery and equipment Materials and supplies for construction or repair of the building Business personal property used for the maintenance and service of the building including: -fire extinguishing equipment -floor coverings -drapes and appliances -outdoor furniture*Available if you own the building or your lease agreement requires you to insure it. |
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| Business Personal Property | ||
| Personal property Personal property of others Improvements and betterments Leased property Loss of income Valuable papers and records Accounts receivable Debris removal Emergency removal Newly acquired business personal property Property temporarily away from premises Seasonal automatic increase |
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| Optional Property coverages | ||
| Tenants exterior Building glass Employee dishonesty |
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| Business Liability coverages | ||
| Advertising liability Personal injury Products and completed operations Employers non-ownership Personal injury liability Broad form property damage Contractual liability Employees as individual names insured Fire legal liability Medical payments Parking area liability |
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| Optional Crime coverage (for additional premium) |
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| Employee dishonesty Broad form money and securities – inside Broad form money and securities – outside Medical payments Forgery or alteration |
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| Endorsements | ||
| Primary package: We have included the most frequently sought coverages into a package known as the “Primary coverage package.” | ||
| Premier package: An optional package which adds new coverage and automatically increases many of the primary package coverages. | ||
| Talk to your our agent about tailoring these broad coverages to fit the individual needs of your small business. | ||
The statements of coverage shown here are brief summaries and do not show policy exclusions. The policy should be read for your actual coverages and exclusions.
William Go Insurance Agency Locations:
William Lee Go
8616 La Tijera Blvd, Suite 317
Los Angeles, CA 90045
Phone: 310-665-1162, 626-399-1004
License No. 0C70895
