{"id":50,"date":"2019-11-20T05:33:20","date_gmt":"2019-11-20T05:33:20","guid":{"rendered":"http:\/\/williamgo.com\/blog\/?page_id=50"},"modified":"2019-11-21T21:27:22","modified_gmt":"2019-11-21T21:27:22","slug":"restaurant-coverage","status":"publish","type":"page","link":"https:\/\/williamgo.com\/?page_id=50","title":{"rendered":"Restaurant Coverage"},"content":{"rendered":"


\n<\/b><\/span>Today\u2019s restaurant environment is more complex than ever and you want to know you\u2019re covered for the unexpected occurrence. Our All-in-One Restaurant Package includes Business Liability, Property and Crime coverages designed to meet your needs. Whether your restaurant is elegant, trendy, traditional, ethnic or home-style we have the package for you.\u00a0<\/span><\/p>\n

\n

 <\/p>\n\n\n\n\n\n\n\n\n\n\n
We specialize in providing insurance for the following types of restaurants:<\/b><\/span><\/td>\n<\/tr>\n
Buffets<\/span><\/td>\nDelis<\/span><\/td>\n<\/tr>\n
Cafes<\/span><\/td>\nDiners<\/span><\/td>\n<\/tr>\n
Cafeterias<\/span><\/td>\nDrive-ins<\/span><\/td>\n<\/tr>\n
Carry-out restaurants<\/span><\/td>\nFast food<\/span><\/td>\n<\/tr>\n
Coffee shops<\/span><\/td>\nFood bars<\/span><\/td>\n<\/tr>\n
Fine dining restaurants<\/span><\/td>\nFamily-style<\/span><\/td>\n<\/tr>\n
Luncheonettes<\/span><\/td>\nSandwich shops<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n<\/div>\n

Restaurant coverage details<\/span><\/b><\/span> \/ Property coverages.<\/span><\/span><\/b><\/span><\/p>\n\n\n\n\n
Building(s) * including:<\/b><\/span><\/td>\n<\/td>\n<\/tr>\n
<\/td>\nAll garages, storage buildings and completed additions to the business
\nPermanently installed fixtures, machinery and equipment
\nMaterials and supplies for construction or repair of the building
\nBusiness personal property used for the maintenance and service of the building including:
\n-fire extinguishing equipment
\n-floor coverings
\n-drapes and appliances
\nTenant improvements and betterments
\nOutdoor furniture<\/span><\/span>* Available if you own the building or your lease agreement
\nrequires you to insure it.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n
Business Personal Property<\/b><\/span><\/td>\n<\/td>\n<\/tr>\n
<\/td>\nPersonal property
\nPersonal property of others
\nAccounts receivable
\nValuable papers and records
\nSeasonal automatic increase
\nOutdoor trees, shrubs and plants
\nNewly acquired business personal property
\nConsequential loss
\nReplacement cost
\nDebris removal
\nFood spoilage
\nEmergency removal
\nDamage to building(s) from theft, burglary or robbery
\nOff-premise personal property
\n<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n
Optional Property coverages<\/b><\/span><\/td>\n<\/td>\n<\/tr>\n
<\/td>\nLoss of earnings\/business income
\nOutdoor signs
\nBuilding glass
\nDeductible buy-back on glass\/sign coverage
\n<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n
Business Liability coverages<\/b><\/span><\/td>\n<\/td>\n<\/tr>\n
<\/td>\nProducts and completed operations
\nPersonal and advertising injury
\nEmployer’s non-ownership
\nBroad form property damage
\nContractual liability
\nEmployees as names insured
\nSupplementary payments
\nFire legal liability
\nMedical payments to others
\nParking area liability
\n<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n
Optional Liability coverages<\/b><\/span><\/td>\n<\/td>\n<\/tr>\n
<\/td>\nLiquor liability
\nAdditional names insured
\nEmployment practices liability
\nEmployee benefits liability
\nEmployers liability (stopgap)
\n<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n
Comprehensive Crime coverages<\/b><\/span><\/td>\n<\/td>\n<\/tr>\n
<\/td>\nBroad form money and securities – inside
\nBroad form money and securities – outside
\nDepositor’s forgery
\nEmployee medical payments coverage (due to crime)
\n<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n
Optional Crime coverage<\/b><\/span><\/td>\n<\/td>\n<\/tr>\n
<\/td>\nEmployee dishonesty
\n<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n
Optional Auto coverages<\/b><\/span><\/td>\n<\/td>\n<\/tr>\n
<\/td>\nHired, non-hired auto coverage
\nOwned auto
\nGarage-keepers, valet (except Va.)
\n<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n
Additional coverages<\/b><\/span><\/td>\n<\/td>\n<\/tr>\n
<\/td>\nFood-born illness \u2014 business income
\nFine arts
\nBuilding ordinance
\nContamination shut down
\nEarthquake coverage (in states where available)
\nEarthquake sprinkler leakage
\nUmbrella coverage
\nEquipment breakdown
\nWorkers’ Compensation (required if there are any employees on staff)
\nBack-up of sewers and drains
\n<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

The statements of coverage shown here are brief summaries and do not show policy exclusions. The policy should be read for your actual coverages and exclusions.
\n<\/span><\/span>
\n<\/b><\/span><\/p>\n

 <\/p>\n

William Go Insurance Agency Locations:
\nWilliam Lee Go
\n8616 La Tijera Blvd, Suite 317
\nLos Angeles, CA 90045
\nPhone: 310-665-1162, 626-399-1004
\nLicense No. 0C70895<\/p>\n","protected":false},"excerpt":{"rendered":"

Today\u2019s restaurant environment is more complex than ever and you want to know you\u2019re covered for the unexpected occurrence. Our All-in-One Restaurant Package includes Business Liability, Property and Crime coverages designed to meet your needs. Whether your restaurant is elegant, trendy, traditional, ethnic or home-style we have the package for you.\u00a0   We specialize in … <\/p>\n

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